Homeowner Insurance Costs in Clarke County, AL
How much does homeowner insurance cost in Clarke County? Here's what to expect.
Est. Annual Premium
$694
Monthly Cost
$58
Median Home Value
$126,200
% of Income
1.5%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$126,200
Personal Property (C)$63,100
Liability (E)$300,000
Deductible$1,262
Cost Context
Homeownership Rate72.3%
Median Income$47,549
Property Tax Rate0.3%
Population23,058
About Insurance in Clarke County
Homeowner insurance in Clarke County, Alabama costs an estimated $694 per year for a median-value home of $126,200. This represents approximately 1.5% of the median household income of $47,549.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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