Homeowner Insurance Costs in Cleburne County, AL

How much does homeowner insurance cost in Cleburne County? Here's what to expect.

Est. Annual Premium

$725

Monthly Cost

$60

Median Home Value

$131,900

% of Income

1.4%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$131,900
Personal Property (C)$65,950
Liability (E)$300,000
Deductible$1,319

Cost Context

Homeownership Rate78.0%
Median Income$51,553
Property Tax Rate0.3%
Population15,144

About Insurance in Cleburne County

Homeowner insurance in Cleburne County, Alabama costs an estimated $725 per year for a median-value home of $131,900. This represents approximately 1.4% of the median household income of $51,553.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Alabama

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.