Homeowner Insurance Costs in Colbert County, AL
How much does homeowner insurance cost in Colbert County? Here's what to expect.
Est. Annual Premium
$817
Monthly Cost
$68
Median Home Value
$148,500
% of Income
1.5%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$148,500
Personal Property (C)$74,250
Liability (E)$300,000
Deductible$1,485
Cost Context
Homeownership Rate71.0%
Median Income$56,149
Property Tax Rate0.4%
Population57,270
About Insurance in Colbert County
Homeowner insurance in Colbert County, Alabama costs an estimated $817 per year for a median-value home of $148,500. This represents approximately 1.5% of the median household income of $56,149.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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