Homeowner Insurance Costs in Etowah County, AL
How much does homeowner insurance cost in Etowah County? Here's what to expect.
Est. Annual Premium
$816
Monthly Cost
$68
Median Home Value
$148,400
% of Income
1.6%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$148,400
Personal Property (C)$74,200
Liability (E)$300,000
Deductible$1,484
Cost Context
Homeownership Rate73.4%
Median Income$52,177
Property Tax Rate0.4%
Population103,348
About Insurance in Etowah County
Homeowner insurance in Etowah County, Alabama costs an estimated $816 per year for a median-value home of $148,400. This represents approximately 1.6% of the median household income of $52,177.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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