Homeowner Insurance Costs in Geneva County, AL
How much does homeowner insurance cost in Geneva County? Here's what to expect.
Est. Annual Premium
$664
Monthly Cost
$55
Median Home Value
$120,700
% of Income
1.4%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$120,700
Personal Property (C)$60,350
Liability (E)$300,000
Deductible$1,207
Cost Context
Homeownership Rate75.7%
Median Income$47,608
Property Tax Rate0.3%
Population26,647
About Insurance in Geneva County
Homeowner insurance in Geneva County, Alabama costs an estimated $664 per year for a median-value home of $120,700. This represents approximately 1.4% of the median household income of $47,608.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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