Homeowner Insurance Costs in Houston County, AL
How much does homeowner insurance cost in Houston County? Here's what to expect.
Est. Annual Premium
$907
Monthly Cost
$76
Median Home Value
$164,900
% of Income
1.6%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$164,900
Personal Property (C)$82,450
Liability (E)$300,000
Deductible$1,649
Cost Context
Homeownership Rate65.5%
Median Income$55,064
Property Tax Rate0.3%
Population107,040
About Insurance in Houston County
Homeowner insurance in Houston County, Alabama costs an estimated $907 per year for a median-value home of $164,900. This represents approximately 1.6% of the median household income of $55,064.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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