Homeowner Insurance Costs in Monroe County, AL
How much does homeowner insurance cost in Monroe County? Here's what to expect.
Est. Annual Premium
$601
Monthly Cost
$50
Median Home Value
$109,300
% of Income
1.5%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$109,300
Personal Property (C)$54,650
Liability (E)$300,000
Deductible$1,093
Cost Context
Homeownership Rate72.4%
Median Income$39,965
Property Tax Rate0.3%
Population19,816
About Insurance in Monroe County
Homeowner insurance in Monroe County, Alabama costs an estimated $601 per year for a median-value home of $109,300. This represents approximately 1.5% of the median household income of $39,965.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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