Homeowner Insurance Costs in Perry County, AL

How much does homeowner insurance cost in Perry County? Here's what to expect.

Est. Annual Premium

$449

Monthly Cost

$37

Median Home Value

$81,700

% of Income

1.4%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$81,700
Personal Property (C)$40,850
Liability (E)$300,000
Deductible$817

Cost Context

Homeownership Rate70.1%
Median Income$32,332
Property Tax Rate0.3%
Population8,479

About Insurance in Perry County

Homeowner insurance in Perry County, Alabama costs an estimated $449 per year for a median-value home of $81,700. This represents approximately 1.4% of the median household income of $32,332.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Alabama

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.