Homeowner Insurance Costs in Pickens County, AL
How much does homeowner insurance cost in Pickens County? Here's what to expect.
Est. Annual Premium
$659
Monthly Cost
$55
Median Home Value
$119,800
% of Income
1.5%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$119,800
Personal Property (C)$59,900
Liability (E)$300,000
Deductible$1,198
Cost Context
Homeownership Rate74.2%
Median Income$45,339
Property Tax Rate0.3%
Population18,925
About Insurance in Pickens County
Homeowner insurance in Pickens County, Alabama costs an estimated $659 per year for a median-value home of $119,800. This represents approximately 1.5% of the median household income of $45,339.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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