Homeowner Insurance Costs in Sumter County, AL
How much does homeowner insurance cost in Sumter County? Here's what to expect.
Est. Annual Premium
$484
Monthly Cost
$40
Median Home Value
$88,000
% of Income
1.5%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$88,000
Personal Property (C)$44,000
Liability (E)$300,000
Deductible$880
Cost Context
Homeownership Rate69.3%
Median Income$31,726
Property Tax Rate0.3%
Population12,196
About Insurance in Sumter County
Homeowner insurance in Sumter County, Alabama costs an estimated $484 per year for a median-value home of $88,000. This represents approximately 1.5% of the median household income of $31,726.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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