Homeowner Insurance Costs in Washington County, AL

How much does homeowner insurance cost in Washington County? Here's what to expect.

Est. Annual Premium

$760

Monthly Cost

$63

Median Home Value

$138,100

% of Income

1.5%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$138,100
Personal Property (C)$69,050
Liability (E)$300,000
Deductible$1,381

Cost Context

Homeownership Rate88.4%
Median Income$51,184
Property Tax Rate0.2%
Population15,434

About Insurance in Washington County

Homeowner insurance in Washington County, Alabama costs an estimated $760 per year for a median-value home of $138,100. This represents approximately 1.5% of the median household income of $51,184.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Alabama

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.