Homeowner Insurance Costs in Winston County, AL
How much does homeowner insurance cost in Winston County? Here's what to expect.
Est. Annual Premium
$614
Monthly Cost
$51
Median Home Value
$111,600
% of Income
1.2%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$111,600
Personal Property (C)$55,800
Liability (E)$300,000
Deductible$1,116
Cost Context
Homeownership Rate78.2%
Median Income$49,494
Property Tax Rate0.3%
Population23,655
About Insurance in Winston County
Homeowner insurance in Winston County, Alabama costs an estimated $614 per year for a median-value home of $111,600. This represents approximately 1.2% of the median household income of $49,494.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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