Homeowner Insurance Costs in Del Norte County, CA

How much does homeowner insurance cost in Del Norte County? Here's what to expect.

Est. Annual Premium

$1,554

Monthly Cost

$130

Median Home Value

$282,500

% of Income

2.5%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$282,500
Personal Property (C)$141,250
Liability (E)$300,000
Deductible$2,825

Cost Context

Homeownership Rate68.1%
Median Income$61,149
Property Tax Rate0.7%
Population27,462

About Insurance in Del Norte County

Homeowner insurance in Del Norte County, California costs an estimated $1,554 per year for a median-value home of $282,500. This represents approximately 2.5% of the median household income of $61,149.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in California

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.