Homeowner Insurance Costs in Fresno County, CA

How much does homeowner insurance cost in Fresno County? Here's what to expect.

Est. Annual Premium

$1,860

Monthly Cost

$155

Median Home Value

$338,200

% of Income

2.7%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$338,200
Personal Property (C)$169,100
Liability (E)$300,000
Deductible$3,382

Cost Context

Homeownership Rate54.2%
Median Income$67,756
Property Tax Rate0.8%
Population1,008,280

About Insurance in Fresno County

Homeowner insurance in Fresno County, California costs an estimated $1,860 per year for a median-value home of $338,200. This represents approximately 2.7% of the median household income of $67,756.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in California

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.