Homeowner Insurance Costs in Kings County, CA

How much does homeowner insurance cost in Kings County? Here's what to expect.

Est. Annual Premium

$1,548

Monthly Cost

$129

Median Home Value

$281,400

% of Income

2.3%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$281,400
Personal Property (C)$140,700
Liability (E)$300,000
Deductible$2,814

Cost Context

Homeownership Rate54.9%
Median Income$68,540
Property Tax Rate0.8%
Population152,515

About Insurance in Kings County

Homeowner insurance in Kings County, California costs an estimated $1,548 per year for a median-value home of $281,400. This represents approximately 2.3% of the median household income of $68,540.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in California

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.