Homeowner Insurance Costs in Mono County, CA

How much does homeowner insurance cost in Mono County? Here's what to expect.

Est. Annual Premium

$2,732

Monthly Cost

$228

Median Home Value

$496,800

% of Income

3.3%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$496,800
Personal Property (C)$248,400
Liability (E)$300,000
Deductible$4,968

Cost Context

Homeownership Rate68.4%
Median Income$82,038
Property Tax Rate0.7%
Population13,219

About Insurance in Mono County

Homeowner insurance in Mono County, California costs an estimated $2,732 per year for a median-value home of $496,800. This represents approximately 3.3% of the median household income of $82,038.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in California

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.