Homeowner Insurance Costs in Yolo County, CA

How much does homeowner insurance cost in Yolo County? Here's what to expect.

Est. Annual Premium

$3,054

Monthly Cost

$255

Median Home Value

$555,200

% of Income

3.6%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$555,200
Personal Property (C)$277,600
Liability (E)$300,000
Deductible$5,552

Cost Context

Homeownership Rate52.2%
Median Income$85,097
Property Tax Rate0.8%
Population217,141

About Insurance in Yolo County

Homeowner insurance in Yolo County, California costs an estimated $3,054 per year for a median-value home of $555,200. This represents approximately 3.6% of the median household income of $85,097.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in California

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.