Homeowner Insurance Costs in District of Columbia, DC
How much does homeowner insurance cost in District of Columbia? Here's what to expect.
Est. Annual Premium
$3,878
Monthly Cost
$323
Median Home Value
$705,000
% of Income
3.8%
Typical Coverage Breakdown
Coverage Amounts
Cost Context
About Insurance in District of Columbia
Homeowner insurance in District of Columbia, District of Columbia costs an estimated $3,878 per year for a median-value home of $705,000. This represents approximately 3.8% of the median household income of $101,722.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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