Homeowner Insurance Costs in Madison County, IL
How much does homeowner insurance cost in Madison County? Here's what to expect.
Est. Annual Premium
$877
Monthly Cost
$73
Median Home Value
$159,400
% of Income
1.2%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$159,400
Personal Property (C)$79,700
Liability (E)$300,000
Deductible$1,594
Cost Context
Homeownership Rate73.1%
Median Income$71,759
Property Tax Rate2.0%
Population265,512
About Insurance in Madison County
Homeowner insurance in Madison County, Illinois costs an estimated $877 per year for a median-value home of $159,400. This represents approximately 1.2% of the median household income of $71,759.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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