Homeowner Insurance Costs in Adams County, IN
How much does homeowner insurance cost in Adams County? Here's what to expect.
Est. Annual Premium
$905
Monthly Cost
$75
Median Home Value
$164,500
% of Income
1.5%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$164,500
Personal Property (C)$82,250
Liability (E)$300,000
Deductible$1,645
Cost Context
Homeownership Rate82.2%
Median Income$61,731
Property Tax Rate0.8%
Population35,827
About Insurance in Adams County
Homeowner insurance in Adams County, Indiana costs an estimated $905 per year for a median-value home of $164,500. This represents approximately 1.5% of the median household income of $61,731.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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