Homeowner Insurance Costs in Floyd County, IN
How much does homeowner insurance cost in Floyd County? Here's what to expect.
Est. Annual Premium
$1,181
Monthly Cost
$98
Median Home Value
$214,800
% of Income
1.6%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$214,800
Personal Property (C)$107,400
Liability (E)$300,000
Deductible$2,148
Cost Context
Homeownership Rate74.4%
Median Income$75,686
Property Tax Rate0.7%
Population80,191
About Insurance in Floyd County
Homeowner insurance in Floyd County, Indiana costs an estimated $1,181 per year for a median-value home of $214,800. This represents approximately 1.6% of the median household income of $75,686.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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