Homeowner Insurance Costs in Jefferson County, IN

How much does homeowner insurance cost in Jefferson County? Here's what to expect.

Est. Annual Premium

$925

Monthly Cost

$77

Median Home Value

$168,100

% of Income

1.6%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$168,100
Personal Property (C)$84,050
Liability (E)$300,000
Deductible$1,681

Cost Context

Homeownership Rate70.0%
Median Income$57,801
Property Tax Rate0.7%
Population33,057

About Insurance in Jefferson County

Homeowner insurance in Jefferson County, Indiana costs an estimated $925 per year for a median-value home of $168,100. This represents approximately 1.6% of the median household income of $57,801.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Indiana

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.