Homeowner Insurance Costs in Johnson County, IN

How much does homeowner insurance cost in Johnson County? Here's what to expect.

Est. Annual Premium

$1,324

Monthly Cost

$110

Median Home Value

$240,700

% of Income

1.6%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$240,700
Personal Property (C)$120,350
Liability (E)$300,000
Deductible$2,407

Cost Context

Homeownership Rate74.0%
Median Income$82,730
Property Tax Rate0.7%
Population161,952

About Insurance in Johnson County

Homeowner insurance in Johnson County, Indiana costs an estimated $1,324 per year for a median-value home of $240,700. This represents approximately 1.6% of the median household income of $82,730.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Indiana

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.