Homeowner Insurance Costs in Steuben County, IN

How much does homeowner insurance cost in Steuben County? Here's what to expect.

Est. Annual Premium

$1,031

Monthly Cost

$86

Median Home Value

$187,500

% of Income

1.5%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$187,500
Personal Property (C)$93,750
Liability (E)$300,000
Deductible$1,875

Cost Context

Homeownership Rate79.9%
Median Income$68,837
Property Tax Rate0.6%
Population34,507

About Insurance in Steuben County

Homeowner insurance in Steuben County, Indiana costs an estimated $1,031 per year for a median-value home of $187,500. This represents approximately 1.5% of the median household income of $68,837.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Indiana

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.