Homeowner Insurance Costs in Johnson County, KS

How much does homeowner insurance cost in Johnson County? Here's what to expect.

Est. Annual Premium

$1,888

Monthly Cost

$157

Median Home Value

$343,300

% of Income

1.8%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$343,300
Personal Property (C)$171,650
Liability (E)$300,000
Deductible$3,433

Cost Context

Homeownership Rate68.9%
Median Income$103,644
Property Tax Rate1.2%
Population610,742

About Insurance in Johnson County

Homeowner insurance in Johnson County, Kansas costs an estimated $1,888 per year for a median-value home of $343,300. This represents approximately 1.8% of the median household income of $103,644.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Kansas

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.