Homeowner Insurance Costs in Daviess County, KY

How much does homeowner insurance cost in Daviess County? Here's what to expect.

Est. Annual Premium

$941

Monthly Cost

$78

Median Home Value

$171,100

% of Income

1.5%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$171,100
Personal Property (C)$85,550
Liability (E)$300,000
Deductible$1,711

Cost Context

Homeownership Rate67.9%
Median Income$64,021
Property Tax Rate0.9%
Population102,916

About Insurance in Daviess County

Homeowner insurance in Daviess County, Kentucky costs an estimated $941 per year for a median-value home of $171,100. This represents approximately 1.5% of the median household income of $64,021.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Kentucky

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.