Homeowner Insurance Costs in St. Louis city, MO
How much does homeowner insurance cost in St. Louis city? Here's what to expect.
Est. Annual Premium
$958
Monthly Cost
$80
Median Home Value
$174,100
% of Income
1.8%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$174,100
Personal Property (C)$87,050
Liability (E)$300,000
Deductible$1,741
Cost Context
Homeownership Rate44.9%
Median Income$52,941
Property Tax Rate1.1%
Population298,018
About Insurance in St. Louis city
Homeowner insurance in St. Louis city, Missouri costs an estimated $958 per year for a median-value home of $174,100. This represents approximately 1.8% of the median household income of $52,941.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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