Homeowner Insurance Costs in Madison County, MS

How much does homeowner insurance cost in Madison County? Here's what to expect.

Est. Annual Premium

$1,456

Monthly Cost

$121

Median Home Value

$264,700

% of Income

1.8%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$264,700
Personal Property (C)$132,350
Liability (E)$300,000
Deductible$2,647

Cost Context

Homeownership Rate72.5%
Median Income$79,105
Property Tax Rate0.7%
Population109,257

About Insurance in Madison County

Homeowner insurance in Madison County, Mississippi costs an estimated $1,456 per year for a median-value home of $264,700. This represents approximately 1.8% of the median household income of $79,105.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Mississippi

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.