Homeowner Insurance Costs in Beaufort County, NC

How much does homeowner insurance cost in Beaufort County? Here's what to expect.

Est. Annual Premium

$879

Monthly Cost

$73

Median Home Value

$159,900

% of Income

1.6%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$159,900
Personal Property (C)$79,950
Liability (E)$300,000
Deductible$1,599

Cost Context

Homeownership Rate70.8%
Median Income$56,081
Property Tax Rate0.8%
Population44,711

About Insurance in Beaufort County

Homeowner insurance in Beaufort County, North Carolina costs an estimated $879 per year for a median-value home of $159,900. This represents approximately 1.6% of the median household income of $56,081.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in North Carolina

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.