Homeowner Insurance Costs in Cabarrus County, NC

How much does homeowner insurance cost in Cabarrus County? Here's what to expect.

Est. Annual Premium

$1,549

Monthly Cost

$129

Median Home Value

$281,600

% of Income

1.8%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$281,600
Personal Property (C)$140,800
Liability (E)$300,000
Deductible$2,816

Cost Context

Homeownership Rate73.0%
Median Income$83,828
Property Tax Rate0.8%
Population226,396

About Insurance in Cabarrus County

Homeowner insurance in Cabarrus County, North Carolina costs an estimated $1,549 per year for a median-value home of $281,600. This represents approximately 1.8% of the median household income of $83,828.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in North Carolina

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.