Homeowner Insurance Costs in Chowan County, NC

How much does homeowner insurance cost in Chowan County? Here's what to expect.

Est. Annual Premium

$998

Monthly Cost

$83

Median Home Value

$181,400

% of Income

1.9%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$181,400
Personal Property (C)$90,700
Liability (E)$300,000
Deductible$1,814

Cost Context

Homeownership Rate64.4%
Median Income$51,188
Property Tax Rate0.7%
Population13,835

About Insurance in Chowan County

Homeowner insurance in Chowan County, North Carolina costs an estimated $998 per year for a median-value home of $181,400. This represents approximately 1.9% of the median household income of $51,188.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in North Carolina

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.