Homeowner Insurance Costs in Columbus County, NC

How much does homeowner insurance cost in Columbus County? Here's what to expect.

Est. Annual Premium

$659

Monthly Cost

$55

Median Home Value

$119,800

% of Income

1.5%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$119,800
Personal Property (C)$59,900
Liability (E)$300,000
Deductible$1,198

Cost Context

Homeownership Rate70.8%
Median Income$43,206
Property Tax Rate0.9%
Population50,827

About Insurance in Columbus County

Homeowner insurance in Columbus County, North Carolina costs an estimated $659 per year for a median-value home of $119,800. This represents approximately 1.5% of the median household income of $43,206.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in North Carolina

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.