Homeowner Insurance Costs in Craven County, NC

How much does homeowner insurance cost in Craven County? Here's what to expect.

Est. Annual Premium

$1,068

Monthly Cost

$89

Median Home Value

$194,100

% of Income

1.7%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$194,100
Personal Property (C)$97,050
Liability (E)$300,000
Deductible$1,941

Cost Context

Homeownership Rate67.9%
Median Income$61,676
Property Tax Rate0.7%
Population101,098

About Insurance in Craven County

Homeowner insurance in Craven County, North Carolina costs an estimated $1,068 per year for a median-value home of $194,100. This represents approximately 1.7% of the median household income of $61,676.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in North Carolina

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.