Homeowner Insurance Costs in Dare County, NC

How much does homeowner insurance cost in Dare County? Here's what to expect.

Est. Annual Premium

$2,126

Monthly Cost

$177

Median Home Value

$386,600

% of Income

2.7%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$386,600
Personal Property (C)$193,300
Liability (E)$300,000
Deductible$3,866

Cost Context

Homeownership Rate77.8%
Median Income$79,742
Property Tax Rate0.5%
Population37,160

About Insurance in Dare County

Homeowner insurance in Dare County, North Carolina costs an estimated $2,126 per year for a median-value home of $386,600. This represents approximately 2.7% of the median household income of $79,742.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in North Carolina

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.