Homeowner Insurance Costs in Gates County, NC

How much does homeowner insurance cost in Gates County? Here's what to expect.

Est. Annual Premium

$842

Monthly Cost

$70

Median Home Value

$153,000

% of Income

1.5%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$153,000
Personal Property (C)$76,500
Liability (E)$300,000
Deductible$1,530

Cost Context

Homeownership Rate79.7%
Median Income$55,750
Property Tax Rate0.8%
Population10,509

About Insurance in Gates County

Homeowner insurance in Gates County, North Carolina costs an estimated $842 per year for a median-value home of $153,000. This represents approximately 1.5% of the median household income of $55,750.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in North Carolina

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.