Homeowner Insurance Costs in Moore County, NC

How much does homeowner insurance cost in Moore County? Here's what to expect.

Est. Annual Premium

$1,562

Monthly Cost

$130

Median Home Value

$284,000

% of Income

2%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$284,000
Personal Property (C)$142,000
Liability (E)$300,000
Deductible$2,840

Cost Context

Homeownership Rate77.1%
Median Income$77,981
Property Tax Rate0.6%
Population100,759

About Insurance in Moore County

Homeowner insurance in Moore County, North Carolina costs an estimated $1,562 per year for a median-value home of $284,000. This represents approximately 2% of the median household income of $77,981.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in North Carolina

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.