Homeowner Insurance Costs in New Hanover County, NC

How much does homeowner insurance cost in New Hanover County? Here's what to expect.

Est. Annual Premium

$1,760

Monthly Cost

$147

Median Home Value

$320,000

% of Income

2.6%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$320,000
Personal Property (C)$160,000
Liability (E)$300,000
Deductible$3,200

Cost Context

Homeownership Rate59.5%
Median Income$67,515
Property Tax Rate0.6%
Population228,134

About Insurance in New Hanover County

Homeowner insurance in New Hanover County, North Carolina costs an estimated $1,760 per year for a median-value home of $320,000. This represents approximately 2.6% of the median household income of $67,515.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in North Carolina

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.