Homeowner Insurance Costs in Stokes County, NC

How much does homeowner insurance cost in Stokes County? Here's what to expect.

Est. Annual Premium

$927

Monthly Cost

$77

Median Home Value

$168,600

% of Income

1.6%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$168,600
Personal Property (C)$84,300
Liability (E)$300,000
Deductible$1,686

Cost Context

Homeownership Rate77.8%
Median Income$57,539
Property Tax Rate0.7%
Population44,696

About Insurance in Stokes County

Homeowner insurance in Stokes County, North Carolina costs an estimated $927 per year for a median-value home of $168,600. This represents approximately 1.6% of the median household income of $57,539.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in North Carolina

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.