Homeowner Insurance Costs in Washington County, NC

How much does homeowner insurance cost in Washington County? Here's what to expect.

Est. Annual Premium

$538

Monthly Cost

$45

Median Home Value

$97,800

% of Income

1.4%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$97,800
Personal Property (C)$48,900
Liability (E)$300,000
Deductible$978

Cost Context

Homeownership Rate68.6%
Median Income$38,927
Property Tax Rate1.2%
Population11,051

About Insurance in Washington County

Homeowner insurance in Washington County, North Carolina costs an estimated $538 per year for a median-value home of $97,800. This represents approximately 1.4% of the median household income of $38,927.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in North Carolina

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.