Homeowner Insurance Costs in Wilson County, NC

How much does homeowner insurance cost in Wilson County? Here's what to expect.

Est. Annual Premium

$846

Monthly Cost

$71

Median Home Value

$153,800

% of Income

1.7%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$153,800
Personal Property (C)$76,900
Liability (E)$300,000
Deductible$1,538

Cost Context

Homeownership Rate59.5%
Median Income$49,827
Property Tax Rate0.9%
Population78,667

About Insurance in Wilson County

Homeowner insurance in Wilson County, North Carolina costs an estimated $846 per year for a median-value home of $153,800. This represents approximately 1.7% of the median household income of $49,827.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in North Carolina

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.