Homeowner Insurance Costs in Stutsman County, ND

How much does homeowner insurance cost in Stutsman County? Here's what to expect.

Est. Annual Premium

$1,051

Monthly Cost

$88

Median Home Value

$191,000

% of Income

1.8%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$191,000
Personal Property (C)$95,500
Liability (E)$300,000
Deductible$1,910

Cost Context

Homeownership Rate64.7%
Median Income$59,167
Property Tax Rate1.1%
Population21,609

About Insurance in Stutsman County

Homeowner insurance in Stutsman County, North Dakota costs an estimated $1,051 per year for a median-value home of $191,000. This represents approximately 1.8% of the median household income of $59,167.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in North Dakota

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.