Homeowner Insurance Costs in Atlantic County, NJ

How much does homeowner insurance cost in Atlantic County? Here's what to expect.

Est. Annual Premium

$1,398

Monthly Cost

$117

Median Home Value

$254,100

% of Income

1.9%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$254,100
Personal Property (C)$127,050
Liability (E)$300,000
Deductible$2,541

Cost Context

Homeownership Rate67.9%
Median Income$73,113
Property Tax Rate2.6%
Population274,339

About Insurance in Atlantic County

Homeowner insurance in Atlantic County, New Jersey costs an estimated $1,398 per year for a median-value home of $254,100. This represents approximately 1.9% of the median household income of $73,113.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in New Jersey

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.