Homeowner Insurance Costs in Cumberland County, NJ

How much does homeowner insurance cost in Cumberland County? Here's what to expect.

Est. Annual Premium

$1,061

Monthly Cost

$88

Median Home Value

$192,900

% of Income

1.7%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$192,900
Personal Property (C)$96,450
Liability (E)$300,000
Deductible$1,929

Cost Context

Homeownership Rate66.0%
Median Income$62,310
Property Tax Rate2.6%
Population153,588

About Insurance in Cumberland County

Homeowner insurance in Cumberland County, New Jersey costs an estimated $1,061 per year for a median-value home of $192,900. This represents approximately 1.7% of the median household income of $62,310.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in New Jersey

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.