Homeowner Insurance Costs in Gloucester County, NJ

How much does homeowner insurance cost in Gloucester County? Here's what to expect.

Est. Annual Premium

$1,459

Monthly Cost

$122

Median Home Value

$265,200

% of Income

1.5%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$265,200
Personal Property (C)$132,600
Liability (E)$300,000
Deductible$2,652

Cost Context

Homeownership Rate79.7%
Median Income$99,668
Property Tax Rate2.9%
Population302,621

About Insurance in Gloucester County

Homeowner insurance in Gloucester County, New Jersey costs an estimated $1,459 per year for a median-value home of $265,200. This represents approximately 1.5% of the median household income of $99,668.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in New Jersey

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.