Homeowner Insurance Costs in Passaic County, NJ

How much does homeowner insurance cost in Passaic County? Here's what to expect.

Est. Annual Premium

$2,274

Monthly Cost

$190

Median Home Value

$413,500

% of Income

2.7%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$413,500
Personal Property (C)$206,750
Liability (E)$300,000
Deductible$4,135

Cost Context

Homeownership Rate52.4%
Median Income$84,465
Property Tax Rate2.4%
Population519,986

About Insurance in Passaic County

Homeowner insurance in Passaic County, New Jersey costs an estimated $2,274 per year for a median-value home of $413,500. This represents approximately 2.7% of the median household income of $84,465.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in New Jersey

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.