Homeowner Insurance Costs in Warren County, NJ

How much does homeowner insurance cost in Warren County? Here's what to expect.

Est. Annual Premium

$1,663

Monthly Cost

$139

Median Home Value

$302,300

% of Income

1.8%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$302,300
Personal Property (C)$151,150
Liability (E)$300,000
Deductible$3,023

Cost Context

Homeownership Rate72.8%
Median Income$92,620
Property Tax Rate2.7%
Population109,739

About Insurance in Warren County

Homeowner insurance in Warren County, New Jersey costs an estimated $1,663 per year for a median-value home of $302,300. This represents approximately 1.8% of the median household income of $92,620.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in New Jersey

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.