Homeowner Insurance Costs in Doña Ana County, NM

How much does homeowner insurance cost in Doña Ana County? Here's what to expect.

Est. Annual Premium

$1,031

Monthly Cost

$86

Median Home Value

$187,400

% of Income

2%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$187,400
Personal Property (C)$93,700
Liability (E)$300,000
Deductible$1,874

Cost Context

Homeownership Rate64.1%
Median Income$51,232
Property Tax Rate0.7%
Population219,870

About Insurance in Doña Ana County

Homeowner insurance in Doña Ana County, New Mexico costs an estimated $1,031 per year for a median-value home of $187,400. This represents approximately 2% of the median household income of $51,232.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in New Mexico

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.