Homeowner Insurance Costs in Oklahoma County, OK

How much does homeowner insurance cost in Oklahoma County? Here's what to expect.

Est. Annual Premium

$1,048

Monthly Cost

$87

Median Home Value

$190,500

% of Income

1.7%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$190,500
Personal Property (C)$95,250
Liability (E)$300,000
Deductible$1,905

Cost Context

Homeownership Rate58.9%
Median Income$62,505
Property Tax Rate1.0%
Population795,822

About Insurance in Oklahoma County

Homeowner insurance in Oklahoma County, Oklahoma costs an estimated $1,048 per year for a median-value home of $190,500. This represents approximately 1.7% of the median household income of $62,505.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Oklahoma

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.