Homeowner Insurance Costs in Clatsop County, OR

How much does homeowner insurance cost in Clatsop County? Here's what to expect.

Est. Annual Premium

$2,242

Monthly Cost

$187

Median Home Value

$407,700

% of Income

3.3%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$407,700
Personal Property (C)$203,850
Liability (E)$300,000
Deductible$4,077

Cost Context

Homeownership Rate61.8%
Median Income$68,025
Property Tax Rate0.7%
Population41,190

About Insurance in Clatsop County

Homeowner insurance in Clatsop County, Oregon costs an estimated $2,242 per year for a median-value home of $407,700. This represents approximately 3.3% of the median household income of $68,025.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Oregon

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.