Homeowner Insurance Costs in Coos County, OR

How much does homeowner insurance cost in Coos County? Here's what to expect.

Est. Annual Premium

$1,520

Monthly Cost

$127

Median Home Value

$276,300

% of Income

2.6%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$276,300
Personal Property (C)$138,150
Liability (E)$300,000
Deductible$2,763

Cost Context

Homeownership Rate69.2%
Median Income$57,563
Property Tax Rate0.8%
Population64,908

About Insurance in Coos County

Homeowner insurance in Coos County, Oregon costs an estimated $1,520 per year for a median-value home of $276,300. This represents approximately 2.6% of the median household income of $57,563.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Oregon

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.